Coverage
All Risks
Covers accidental physical loss of or damage to your property, which include Renovation, Improvements, Furniture, Fixtures & Fittings, Equipment, Stock in Trade (except Office Package) as well as Plate Glass. Covers Photographic equipment (if any) used in connection with your business.
Consequential Loss
Pays daily cash up to 120 days during the period of business interruption resulting from fire and other perils to the insured premises.
Money
Compensates you for the loss of money whilst in transit anywhere in Singapore or when it is kept within your business premises.
Personal Accident
Provides 24 hours worldwide protection on the life of employer(s)/ employee(s) against death or permanent disability including medical expenses incurred in the event of an accident.
Public Liability
Covers your legal liability for accidental bodily injury or property damage to a third party in connection with your business.
Goods-In-Transit
Protects against loss of or damage to insured property whilst in the course of transit by any vehicle owned by or hired by you.
Legal Expenses
Takes care of your legal expenses incurred in connection with your business, including reimbursement of legal expenses in respect of Personal Data Protection Act.
Fire and Extraneous Perils on Building
Protects you against loss or damage to the building structure as a result of fire, lightning, malicious damage and sprinkler leakage.
Fidelity Guarantee
Eases your worries for losses arising from dishonest acts of your employees.
Work Injury Compensation (Optional for Policy Commencing from 1 Jan 2021)
Protects employees for work-related injuries and occupational diseases sustained in their course of work. For policy commencing from 1 Jan 2021, this cover will be issued as a separate policy. Please complete the Work Injury Compensation Insurance declaration form.