Coverage
We’ve put together benefits that best meet your employees’ needs by selecting your preferred Sum Insured for Accidental Death benefit and enhance the coverage by adding on Permanent Disablement, Weekly Income and Medical Expenses benefits.
- NEWAccidental Death due to Natural Catastrophe, Bereavement Benefit, Major Head Trauma, Mobility Expenses, Accidental Hospital Recuperation, Comatose Benefit
- Repatriation Expenses up to $2,000
- Food Poisoning, Insect / Animal Bites, Motorcycling injury
- Accidental Miscarriage, Reservist Training Accidental Injury
- Suffocation by Smoke, Poisonous Fumes, Gas & Drowning
- Treatment expenses from licensed Chinese Physicians and Chiropractors (sub-limits apply)
- Enrol employees Age 16 to 70 under a payroll of Singapore office
Full Coverage Details
| A. Accidental Death (Compulsory Section) |
| B. Permanent Disablementchoice of Scale 1 OR Scale 2 benefits |
Concise Permanent Disablement Table Of Benefits
|
See Permanent Disablement - Table of Compensation for complete benefit table
Description of Permanent Disablement (PD) |
% of the sum specified as stated in Benefit B of the Schedule |
| Scale 1 |
Scale 2 |
| Permanent Total Disablement from engaging in or attending to employment or Occupation of any and every kind |
100% |
100% |
| Total and Permanent Loss of Sight in one or both eyes |
Total loss by physical severance or total and Permanent Loss of Use of
(a) one or both hands at wrist
(b) arm at shoulder
(c) arm between shoulder and elbow
(d) arm at or below elbow
(e) leg at hip
(f) leg between knee and hip
(g) leg at or below knee |
| Total and Permanent Loss of Sight in one eye except perception of light or lens of one eye |
N.A. |
50% |
| Total and Permanent Loss of Speech |
| Total loss by physical severance or total and Permanent Loss of Use of fingers or toes or phalanges |
From 3% to 50% |
| Total and Permanent Loss of Hearing in both ear or one ear |
20% (one ear)
75% (both ear) |
| Third Degree Burns |
From 50% to 100% |
|
| C. Weekly Income Benefits (due to Temporary Total Disablement or Partial Disablement, up to 104 weeks) |
| D. Medical Expenses (Limit any 1 accident) |
Important Notice
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
Disclaimer
The product information detailed in this section does not outline all aspects of cover nor does this serve as an insurance contract. Please refer to a copy of our policy wording, which is available on request, for details of the coverage conditions and limits; or contact our Sompo authorized agent or your insurance broker for more details.