PAJunior provides comprehensive coverage for your children against accidents and 17 infectious diseases
Buy Now or call 65 6461 6555
Buy Now or call 65 6461 6555
Safeguard your children with PAJunior, our personal accident insurance plan specially designed for children as young as 1-month-old. PAJunior covers medical expenses for accidents and 17 infectious diseases, including HFMD, dengue fever, ZIKA and measles.
Ensure your children are well-protected and be prepared for the unexpected.
For full coverage info: PAJunior Brochure
Benefits At A Glance (S$) |
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|---|---|---|---|
| Benefits Per Insured Child | Bunny | Teddy | Jumbo |
| A. Accidental Death and Permanent Disablement | $10,000 | $35,000 | $50,000 |
| B. Medical Expenses (per Accident) | $1,500 | $4,000 | $6,000 |
| Treatment by Chinese Physician and Chiropractor (subject to $50 per visit) |
$100 | $150 | $200 |
| C. Education Fund Pays upon accidental death of one or both parents |
$5,000 | $10,000 | $15,000 |
| D. Daily Hospitalisation Allowance (Accident) Up to 200 days for any one accident |
$50 per day | $75 per day | $100 per day |
| E. Ambulance Fee Pays for emergency ambulance service to hospital where Insured Person is subsequently hospitalised due to a covered event |
$100 | $200 | $300 |
| F. Recuperating Allowance (Accident) Daily cash allowance for each day of medical leave upon discharge from hospital up to 30 days |
$20 per day | $30 per day | $50 per day |
| G. Medical Expenses (Infectious Diseases) Pays for medical treatment due to any of the 17 Specified Infectious Diseases |
N.A. | $2,000 | $3,000 |
| H. Daily Hospitalisation Allowance (Infectious Diseases) Up to 200 days for any one occurrence |
$75 per day | $100 per day | |
| I. Get Well Benefit (Infectious Diseases) Pays daily cash allowance for each day of medical leave or quarantine under medical advice upon discharge from hospital due to any of the 17 Specified Infectious Diseases, for up to 14 days. |
$30 per day | $50 per day | |
| J. Reconstructive Surgery due to Accident a) Restoration or Reconstruction Surgery b) Skin Transplantation c) Re-attachment of severed fingers, toes and limbs |
$10,000 | $15,000 | |
| K. Mobility Aid and Enhancement Pays for purchase or rental of Mobility Aid as prescribed by a Registered Medical Practitioner AND cost for modification of residence to aid mobility if the Insured Person suffers Permanent Disablement^ |
$1,000 | $2,000 | |
| L. Monthly Financial Assistance Due to Major Permanent Disablement Up to 24 months |
$500 per month | ||
^ only for Permanent Total Disablement, Total and Permanent Loss of both eyes, and Total and Permanent Loss of hearing in both ears.
Bonus Cover |
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|---|---|---|---|
| Benefits Per Insured Child | Bunny | Teddy | Jumbo |
| 1. Child Care & School Fee Subsidy Reimburse any Child Care charges or School Fees incurred during hosptialisation or while recuperating at home following the discharge from hospital due to accident |
$100 | $300 | $500 |
| 2. Transport Allowance Pays a cash benefit of $20 per bill for a) Hospitalisation due to accidental injury and b) Each subsequent follow up visit |
$40 per accident | $60 per accident | $80 per accident |
| 3. School Sports & Competition Additional Sum Insured in the event of Death or Permanent Disablement ( ≥ 75% PD payment ) due to an accident while engaged in sports activities organised by the School, including Inter-School Competition as school representative anywhere in the world |
N.A. | $5,000 | $10,000 |
| 4. Full Terrorism Cover | Covered | ||
| 5. National Service & Reservist Cover Accidental Death or Permanent Disablement during Full-Time National Service and Reservist |
N.A. | $10,000 | $15,000 |
FREE EXTENSIONS |
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Auto Renewal via GIRO payment of annual premiums is available!
Click to download Interbank GIRO Application Form.
| Premium per child (Inclusive of GST) | Bunny | Teddy | Jumbo |
|---|---|---|---|
| Annual premium | $152.60 | $250.70 | $354.25 |
| 2nd child onwards (same policy) – 10% discount | $137.34 | $225.63 | $318.83 |
1. Does the Child need to go for any medical examination?
No, your application will be assessed based on the health declaration made by you.
2. Is there a waiting period for Infectious Disease Cover?
Yes. There is a 14 days waiting period applicable from the first inception of cover.
3. What are the 17 Specified Infectious Diseases covered under PAJunior?
They are:
4. What happens if I have more than one PAJunior policy with Sompo?
The policy with the highest limit will respond to any claims made.
5. Is there any Free Look Period?
Yes, you can enjoy 14 days Free Look from the day you receive your insurance policy. If the policy is not suitable for you, you can arrange to cancel your policy within this period and receive a full refund on the payment made, provided no claim has been made under the policy (not applicable to renewals).
6. If my child is required to serve Full-Time National Service, is the PAJunior coverage still effective?
The policy will cover your child when he is officially off-duty. While he / she is not officially off duty, only Bonus Cover 5 - National Service and Reservist will apply (not applicable to Bunny plan).
7. Can I upgrade my plan midway through my PAJunior policy?
Plan upgrade can only be done upon renewal and subject to Sompo's approval. Please contact Sompo's Customer Service Hotline at +65 6461 6555 or email us at emailus@sompo.com.sg.
8. Does the School Sports and Competition bonus cover provide additional coverage for medical expenses incurred?
No, it pays an additional lump sum amount for accidental death or permanent disablement (at least 75% of Section A sum insured must be payable) due to accidental injury sustained while participating in School Sports and Competition, as per the selected Teddy or Jumbo plan.
Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)
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