Work Injury Compensation

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Work Injury Compensation Insurance

Protecting your most valuable assets from unexpected accidents is also protecting your company. By law, your employees are compensated for work-related death, injuries and occupational diseases arising out of and during the period of employment.

Besides the enhanced benefits under the Work Injury Compensation Act (WICA), the Work Injury Compensation insurance indemnifies you for claims lodged by the injured employees under Common Law.


Basis of Estimated Annual Earnings

Earnings refers to all remuneration received before deduction of the employee Central Provident Fund (CPF) contributions and personal income tax. It comprises basic wages, overtime pay, commissions, allowances and bonuses but exclude employer CPF contributions.

Information Required for Underwriting Consideration

A Declaration Form is to be completed.

Useful Links

Changes to WICA

Discontinue project WIC insurance


Important Notice

Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or

The product information detailed in this section does not outline all aspects of cover nor does this serve as an insurance contract. Please refer to a copy of our policy wording, which is available on request, for details of the coverage conditions and limits; or contact our Sompo authorised agent or your insurance broker for more details.

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