Protect your domestic helper with MaidEase

call 65 6461 6555 or Email us at [email protected]

Wherever you travel, pack some peace of mind.

Maid Insurance

Having a domestic helper makes your life easier. What better way to show your appreciation to them than with a comprehensive maid insurance plan? MaidEase is an innovative plan that ensures you and your domestic helper are well covered from unexpected incidents.


MaidEase covers these benefits:

  • Worldwide Personal Accident whereby up to S$70,000 is paid for accidental death or permanent disablement
  • Hospital and Surgical Expenses (including treatment) from Public and Private Hospitals in Singapore as well as Hospitals outside Singapore
  • Waiver of Counter Indemnity which limits your liability to S$250 (instead of S$5,000), so long as you are not the cause of the breach of the S$5,000 Security Bond
  • Domestic Helper Liability which covers your domestic helper’s unforeseen negligence resulting in accidental bodily injury or accidental property damage. This policy covers your legal liability to compensate the third party
  • Repatriation Expenses are covered for reasonable expenses incurred should you need to send your domestic helper to her home country upon accidental bodily injury, sickness or disease of whatsoever nature


Section / Schedule of Benefits Aggregate Limit Per Policy Period
Deluxe Superior
1. Worldwide Personal Accident
Death OR $60,000 $70,000
Additional Indemnity for death from accident in Dwelling $62,500 $75,000
Permanent Disablement As per scale stated in the Policy As per scale stated in the Policy
Medical Expenses including
Dental treatment resulting from injury due to an accident
$1,000 $2,500
Treatment by Chinese Physicians $100 per accident $100 per accident
Treatment for Dengue Fever $100 $250
Ambulance Services $100 $100
2. Repatriation Expenses $10,000 $10,000
3. Hospital and Surgical Expenses
including Day Surgery, 90 days Pre and Post-Hospitalisation treatment at
Subject to Annual Limit
$30,000 subject to $15,000 per annum (Worldwide) $40,000 subject to $20,000 per annum (Worldwide)
Singapore Public Hospital 100% 100%
Private Hospital in Singapore 40% 40%
Hospital outside Singapore 40% 40%
4. Wages Compensation & Levy Reimbursement (up to 60 days) $15 per day $30 per day
5. Alternative Help Benefit (up to 30 days) N.A. $15 per day
6. Recuperation Benefit for each day of hospitalisation (up to 60 days) N.A. $20 per day
7. Domestic Helper Liability $2,500 $5,000
8. Dread Diseases N.A. $2,000
9. Termination Expenses and Re-Hiring Expenses (up to 90 days) $250 $500
10. Domestic Helper’s Belongings $250 $500
11. Special Grant $1,000 $3,000
12. Fidelity Guarantee N.A. $1,000
Letter of Guarantee / Waiver of Counter Indemnity
13. Letter of Guarantee to the Ministry of Manpower $5,000 $5,000
14. Waiver of Counter Indemnity for Letter of Guarantee $5,000 subject to excess of $250 $5,000 subject to excess of $250


Insurance Premium for 26 Months (inclusive of GST) Deluxe Superior
Below 40 Years Old 40 Years Old & Above Below 40 Years Old 40 Years Old & Above
Insurance Benefits Only $264.60 $348.84 $394.20 $525.96
Insurance + Letter of Guarantee $313.20 $397.44 $442.80 $574.56
Insurance + Letter of Guarantee + Waiver of Counter Indemnity $367.20 $451.44 $496.80 $628.56

Our premium rating is computed for 24 months period in line with Work Permit Period. We do not charge any premium for the additional 2 months buffer period required by MOM for the current work permit. As such, these additional 2 months cannot be transferred to the next Work Permit renewal period or extension period.


Cover is intended for employers in Singapore who are:

  • Singaporean, or
  • Singapore Permanent Residents or
  • Foreigners on Employment Pass or holding passes with at least 12 months validity remaining from the proposed inception date of the application


How do I apply for MaidEase?

Simply email us the MaidEase Application Form and the required documents to [email protected]

Required documents

  1. A copy of In-Principal Approval Letter or Renewal Notice from the Ministry of Manpower.
  2. Duly signed Application / Indemnity Form.

When will Sompo transmit the Guarantee Bond to MOM?

We will transmit the details to MOM upon successful issuance of your MaidEase Insurance Policy. Sompo will transmit the Guarantee Bond information to MOM electronically from Monday to Friday at 5pm. Upon successful transmission, you may then proceed to the MOM website to renew/issue your maid’s work permit.

How do I cancel my MaidEase Insurance Policy?

You will need to cancel your maid’s work permit on the MOM website. Upon receipt of the Discharge Letter from MOM, you may email us at [email protected] to cancel your MaidEase Insurance Policy.

Do I get a premium refund for the cancellation of Policy?

A short period refund will be payable for the Policy Cancellation within 180 days from the inception date of the policy. The scale of the refund is shown below.

Cancellation within No. of Days* Scale of Refund
60 days 70% of Policy Premium
61 to 120 days 50% of Policy Premium
121 to 180 days 30% of Policy Premium
After 180 days No Refund

* For Policy where the Period of Insurance is less than 26 consecutive months, no refund will be given where cancellation is more than 90 days after policy inception.

No refund shall be given where a claim has been lodged under the policy.

Important Notice

Policy Owners’ Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites ( or or


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65 6461 6555 Monday to Friday
9 am to 5 pm
(excluding weekends and public holidays)