Overseas Travel PLUS
Work Injury Compensation
Group Personal Accident
Group Mediwell Plus
Group Mediwell Classic
Bailees/Forwarders Liability-Move @360
Spectra Food & Beverage
Spectra Light Industrial
Building shall mean building structure, renovations, fixtures and fittings (including those belonging to the landlord) of the insured dwelling including garages, outbuildings, hard courts and in-ground pools, drive paths, patios , terrace, landscaping and walls, gates and fences around pertaining thereto and which is built of brick, stone or concrete and roofed with concrete slates tiles and/or other incombustible materials excluding foundations and drains.
Contents shall mean any movable household item and personal effects belonging to the insured and /or members of his family including those belonging to the landlord for which the insured is responsible.
Includes "All Risks Cover":
Insured perils shall mean the following: