| SECTION: BASIC BENEFITS |
| 1. Building, Renovations, Fixtures & Fittings |
$80,000 |
$120,000 |
$200,000 |
| 2. Contents |
$20,000 |
$40,000 |
$60,000 |
| 3. Worldwide Family Personal Liability |
$750,000 |
$750,000 |
$750,000 |
4. Personal Accident within the Insured Dwelling
- Death and Permanent Disablement
• For Insured and Spouse
• For Unlimited Number of Children
- Hospital Allowance for Insured and Spouse
|
$20,000 each
$5,000 each
$250 each
|
$20,000 each
$5,000 each
$250 each
|
$20,000 each
$5,000 each
$250 each
|
5. 24-hour Emergency Home Assistance Service For Locksmith
• Plumbing
• Electrical
• Air Conditioning Engineer
• Pest Control Plus Medical and Household Referral Services
|
Up to $100 reimbursement
per event
|
Up to $100 reimbursement
per event
|
Up to $100 reimbursement
per event
|
| 6. Pet Dog Cover |
$500 |
$500 |
$500 |
FREE EXTENSION COVERS/TYPE OF COVER
(The limits form part of the Total Sum Insured for the respective sections)
|
|
|
Standard
(Insured Perils)
|
Enhanced
(All Risks)
|
| a) Capital Additions Clause |
10% of Section 1 |
| b) Cash Relief if your home is rendered uninhabitable for 5 days or more |
$750 |
| c) Cost of Replacement for Locks and Keys |
$750 |
| d) Damage to Awnings, Blinds and Signs |
$5,000 |
| e) Damage to Security System |
$500 |
| f) Fire Extinguishing Expenses |
10% of Section 1 & 2 |
|
g) Home Cleaning Expenses following Infectious Disease Outbreak Specified in Policy
|
$500 |
| h) Loss of Rent and/or Additional Expense of Alternative Accomodation |
$10,000 per month up to 10% of Section 1 & 2 or $50,000 per policy |
| i) Mobility Enhancement |
10% of Section 1 or up to $5,000 |
| j) Professional Fees |
10% of Section 1 |
| k) Public Authorities Clause |
10% of Section 1
|
| l) Removal of Debris |
10% of Section 1 & 2 |
| m) Minor Repairs & Alterations Clause (Workmen Clause) |
Policy Limits |
| n) Identity Fraud Expenses |
10% of Section 2 or up to $2,500 |
10% of Section 2 or up to $7,500 |
| o) Accidental Breakage of Fixed Glass |
N.A |
Replacement cost |
| p) Cost of Replacement of Title Deeds |
N.A |
$750 |
| q) Conservancy Charges up to a Maximum of 3 months |
N.A |
10% of Section 1 or up to $1,000 |
| r) Expenses for Tracing and Assessing of Water Seepage (for building <20 years old) |
N.A |
$5,000
(20% Co-insurance, min $100)
|
| s) Contents Temporarily removed from Home to anywhere in Singapore |
N.A |
15% of Section 2
(Max $500 per Article)
|
| t) Loss or Damage to Domestic Servants Properly |
N.A |
$1,000 |
| u) Visitor's Personal Effects |
N.A |
$500 |
| v) Loss of Personal Money, ATM/Credit Cards from Insured Perils |
N.A |
$1,000 |
| w) Deterioration of Food and Drinks in Refridgerator |
N.A |
$200 |
| x) Household Removal by Professional Movers |
N.A |
$1,500 |
|
PREMIUM PER ANNUM (S$) (Inclusive of GST)
|
|
|
Standard
(Insured Perils)
|
Enhanced
(All Risks)
|
| Basic Premium for Solution A - COSY |
$96.30 |
$119.84 |
| Basic Premium for Solution A - SERENE |
$165.85 |
$212.93 |
| Basic Premium for Solution A - LUXURY |
$249.31 |
$319.93 |
| Building, Renovations, Fixtures & Fittings |
$0.428 per $1,000 |
$0.642 per $1,000 |
| Contents |
$2.675 per $1,000 |
$3.745 per $1,000 |