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Prerequisites

Online Quotation is available for Homeowners (Solution A).:-

Please submit duly completed and signed application form with proof of purchase/receipt/valuation report to [email protected] for further underwriting for the following customers:

For Tenants (Solution B).
For Landlords (Solution C).
Sum insured for Section 1 - Building, Renovation, Fixtures and Fittings exceeding $1,000,000 .
Sum Insured for Section 2 - Contents exceeding $100,000.
Insuring Valuables under Section 2 - Contents exceeding $2,500 of value.
Insuring Worldwide Personal Effects exceeding $2,500 of value.

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HomeBliss

Plan Type *

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Standard home cover	Enhanced home cover
Includes Fire Cover and Insured Peril	Includes "All Risks Cover": Loss or damage caused by Fire and Insured Peril^ Accidental loss subject to S$100 excess for each claim

Property Type

Occupancy of Property

Sum Insured for Building + Renovations, Fixtures and Fittings

Sum Insured Calculator

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Sum Insured for Content

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Sum Insured for Worldwide Personal Effects Cover -Unspecified Articles

Worldwide Family Personal Liability increase to $1 million

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Rent Protector

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Period of Insurance *

Promo Code

PLAN	COSY	SERENE	LUXURY
SECTION: BASIC BENEFITS
1. Building, Renovations, Fixtures & Fittings	$80,000	$120,000	$200,000
2. Contents	$20,000	$40,000	$60,000
3. Worldwide Family Personal Liability	$750,000	$750,000	$750,000
4. Personal Accident within the Insured Dwelling - Death and Permanent Disablement • For Insured and Spouse • For Unlimited Number of Children - Hospital Allowance for Insured and Spouse	$20,000 each $5,000 each $250 each	$20,000 each $5,000 each $250 each	$20,000 each $5,000 each $250 each
5. 24-hour Emergency Home Assistance Service For • Locksmith • Plumbing • Electrical • Air Conditioning Engineer • Pest Control	Up to $100 reimbursement per event, 4 times per year	Up to $100 reimbursement per event, 4 times per year	Up to $100 reimbursement per event, 4 times per year
6. Pet Dog Cover	$500	$500	$500
FREE EXTENSION COVERS/TYPE OF COVER (The limits form part of the Total Sum Insured for the respective sections)
	Standard (Insured Perils)		Enhanced (All Risks)
a) Capital Additions Clause	10% of Section 1
b) Cash Relief if your home is rendered uninhabitable for 5 days or more	$750
c) Cost of Replacement for Locks and Keys	$750
d) Damage to Security System	$500
e) Fire Extinguishing Expenses	10% of Section 1 & 2
f) Home Cleaning Expenses following Infectious Disease Outbreak Specified in Policy	$500
g) Loss of Rent and/or Additional Expense of Alternative Accommodation	$10,000 per month up to 10% of Section 1 & 2 or $50,000 per policy
h) Mobility Enhancement	10% of Section 1 or up to $5,000
i) Professional Fees	10% of Section 1
j) Public Authorities Clause	10% of Section 1
k) Removal of Debris	10% of Section 1 & 2
l) Identity Fraud Expenses	10% of Section 2 or up to $2,500		10% of Section 2 or up to $7,500
m) Accidental Breakage of Fixed Glass	Up to $1,000 per claim
n) Cost of Replacement of Title Deeds	N.A		$750
o) Conservancy Charges up to a Maximum of 3 months	N.A		10% of Section 1 or up to $1,000
p) Contents Temporarily removed from Home to anywhere in Singapore	N.A		15% of Section 2 or up to $5,000, whichever is lower(Max $500 per Article)
q) Loss or Damage to Domestic Servants Property	N.A		$1,000
r) Visitor's Personal Effects	N.A		$500
s) Loss of Money	N.A		$1,000
t) Deterioration of Food and Drinks in Refrigerator	N.A		$200
u) Household Removal by Professional Movers	N.A		$1,500
PREMIUM PER ANNUM (S$) (Inclusive of GST)
	Standard (Insured Perils)		Enhanced (All Risks)
Basic Premium for Solution A - COSY	$105.93		$149.80
Basic Premium for Solution A - SERENE	$165.85		$212.93
Basic Premium for Solution A - LUXURY	$249.31		$319.93
Building, Renovations, Fixtures & Fittings	$0.428 per $1,000		$0.642 per $1,000
Contents	$2.675 per $1,000		$3.745 per $1,000