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Prerequisites

Spectra Office


Events and Exhibition organisers
Financial institutions
Surveyor and/or loss adjusting firms
Private investigation services
 

This plan does not cover risks:
Where premise is being used also as a storage and/or manufacturing operation.
Outside of Singapore with exception of the Personal Accident section.
Premises not of brick/tile/concrete construction and/or with property kept in open or without perimeter fence and/or security.


OFFICE

Light Industrial Area

Pre-War Shophouse


Property Information

Coverage Details

Section 1 - All Risks
(Excess: $300 each and every loss except fire, lightning & explosion)
$150,000.00
- Plate Glass Cover up to 5% of Sum Insured
- Full Theft Cover up to S$50,000
Section 2 - Consequential Loss
(Up to 120 days)
$200 per day
Section 3 - Money
(a) Money in Transit
$5,000.00
(b) Money in Premises
(Up to limit of $3,000 in locked drawers/ cabinets/ cash registers after business hours)
$5,000.00
(c) Money in proprietor's/ partner's/ director's residence kept in locked drawers/safes after business hours
$500.00
Section 4 - Personal Accident
On the life of named proprietor/partner(s)/ director(s) including employee(s) of Class 1 Occupation
Covered for two(2)
(a) Death/Permanent Disablement
$5,000.00
(b) Accidental Medical Expenses
$500.00
Section 5 - Public Liability
$1,000,000.00
Section 6 - Goods-In-Transit
$2,000.00
Section 7 - Legal Expenses
(Including reimbursement of legal expenses in respect of Personal Data Protection Act)
$2,000.00
Section 8 - Fire & Extraneous Perils on Building
Section 9 - Fidelity Guarantee
(Limit: $5,000 any one occurrence and in the aggregate)
Section 10 - Work Injury Compensation
**Definition of Annual Wages
The annual wages, salaries and other monetary earnings must consist of the normal wages, food and housing allowances, overtime payments, bonuses and annual wages supplements but excluding travelling allowances and employers' CPF contributions.
CATEGORY
HEADCOUNT(Basic)
HEADCOUNT(Additional)
TOTAL EST. ANNUAL WAGES **
Employee with annual wages $42,000 and below (per employee)
Employee with annual wages above $42,000 (per employee)
 

Admin/Management
Cleaner
All other Indoor Staff
Driver/Despatch
All other Outdoor Staff
Total

Additional Information


Events and Exhibition organisers
Financial institutions
Surveyor and/or loss adjusting firms
Private investigation services
 

This plan does not cover risks:
Where premise is being used also as a storage and/or manufacturing operation.
Outside of Singapore with exception of the Personal Accident section.
Premises not of brick/tile/concrete construction and/or with property kept in open or without perimeter fence and/or security.

Preventive Measures Information

Fire Preventive System Of Premise

Security System Of Premises

Period of Insurance