Area B
Area C
Note: If your travel crosses more than one Area on the same trip, premium should be calculated based on the Area with the higher premium.
Area B
Australia
Cambodia
China (excluding Tibet and Mongolia)
Myanmar
New Zealand
South Korea
Taiwan
and all countries listed under Area A
Area B
Australia
Cambodia
China (excluding Tibet and Mongolia)
Brunei
Vietnam
India
Japan
Laos
Macau
Indonesia
Myanmar
New Zealand
South Korea
Taiwan
Malaysia
Hong Kong
Philippines
Thailand
Area C
Worldwide excluding travelling in, to or through Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan and Syria.
Please refer to the policy wording for excluded countries as it is subject to change.