Wherever you travel, pack some peace of mind.

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Wherever you travel, pack some peace of mind.

TravelJoy Insurance

You should never have to worry about anything especially when you travel for a nice holiday. But, just to be sure, protect yourself and your loved ones with TravelJoy. Packed with comprehensive coverage, it’s a travel insurance plan you can rely on for an enjoyable, worry-free trip!

Features / Coverage

Emergency Medical Evacuation or Repatriation required due to a Pre-Existing Medical Condition NEW

Travel Delay Benefit now covers All Causes of Unexpected Delays that is outside of your control (e.g. airline delay due to operational reason, airport closure) NEW

Go Japan! – Specially tailored plan for travelers to Japan Cashless Services, Free Translation Services over the phone 1st in Singapore

Personal Accident – Coverage up to $500,000

Medical Expenses Incurred Overseas – Coverage up to $1,000,000

Financial Collapse of Licensed Tour Operator

Full Terrorism Cover

24/7 Emergency hotline

For full coverage info: TravelJoy Brochure

Premium

Duration Elite Deluxe Vital
1 - 3 $ 40 $ 30 $ 23
4 - 6 $ 52 $ 39 $ 31
7 - 9 $ 62 $ 49 $ 39
10 - 13 $ 78 $ 63 $ 50
14 - 17 $ 97 $ 77 $ 60
18 - 21 $ 114 $ 89 $ 69
22 - 26 $ 125 $ 102 $ 80
27 - 31 $ 134 $ 116 $ 91
Each Add'I
Week
$ 36 $ 26 $ 21
Duration Elite Go Japan! Deluxe Vital
1 - 3 $ 54 $ 52 $ 43 $ 33
4 - 6 $ 66 $ 65 $ 53 $ 41
7 - 9 $ 85 $ 88 $ 64 $ 50
10 - 13 $ 102 $ 111 $ 81 $ 63
14 - 17 $ 120 $ 136 $ 99 $ 77
18 - 21 $ 140 $ 163 $ 115 $ 90
22 - 26 $ 153 $ 185 $ 124 $ 97
27 - 31 $ 164 $ 207 $ 131 $ 103
Each Add'I
Week
$ 41 $ 52 $ 32 $ 25
Duration Elite Deluxe Vital
1 - 3 $ 74 $ 58 $ 45
4 - 6 $ 86 $ 76 $ 59
7 - 9 $ 106 $ 93 $ 73
10 - 13 $ 138 $ 118 $ 93
14 - 17 $ 161 $ 141 $ 111
18 - 21 $ 178 $ 159 $ 124
22 - 26 $ 193 $ 174 $ 136
27 - 31 $ 206 $ 185 $ 145
Each Add'I
Week
$ 48 $ 39 $ 31
Duration Elite Deluxe Vital
1 - 3 $ 81 $ 63 $ 50
4 - 6 $ 94 $ 84 $ 66
7 - 9 $ 121 $ 105 $ 82
10 - 13 $ 145 $ 131 $ 103
14 - 17 $ 169 $ 153 $ 120
18 - 21 $ 194 $ 173 $ 135
22 - 26 $ 210 $ 189 $ 148
27 - 31 $ 220 $ 193 $ 151
Each Add'I
Week
$ 54 $ 45 $ 35
Duration Elite Deluxe Vital
1 - 3 $ 95 $ 71 $ 56
4 - 6 $ 124 $ 94 $ 74
7 - 9 $ 147 $ 118 $ 93
10 - 13 $ 187 $ 152 $ 119
14 - 17 $ 232 $ 185 $ 145
18 - 21 $ 275 $ 213 $ 167
22 - 26 $ 301 $ 246 $ 193
27 - 31 $ 322 $ 278 $ 218
Each Add'I
Week
$ 85 $ 63 $ 50
Duration Elite Go Japan! Deluxe Vital
1 - 3 $ 130 $ 125 $ 98 $ 77
4 - 6 $ 158 $ 156 $ 122 $ 95
7 - 9 $ 204 $ 212 $ 148 $ 116
10 - 13 $ 245 $ 266 $ 185 $ 145
14 - 17 $ 288 $ 326 $ 228 $ 178
18 - 21 $ 336 $ 391 $ 265 $ 207
22 - 26 $ 367 $ 443 $ 285 $ 223
27 - 31 $ 394 $ 497 $ 301 $ 236
Each Add'I
Week
$ 98 $ 125 $ 74 $ 58
Duration Elite Deluxe Vital
1 - 3 $ 169 $ 132 $ 104
4 - 6 $ 197 $ 175 $ 137
7 - 9 $ 243 $ 214 $ 167
10 - 13 $ 317 $ 273 $ 213
14 - 17 $ 370 $ 325 $ 255
18 - 21 $ 410 $ 365 $ 285
22 - 26 $ 443 $ 399 $ 312
27 - 31 $ 473 $ 426 $ 333
Each Add'I
Week
$ 111 $ 90 $ 70
Duration Elite Deluxe Vital
1 - 3 $ 187 $ 146 $ 114
4 - 6 $ 216 $ 193 $ 151
7 - 9 $ 278 $ 240 $ 188
10 - 13 $ 334 $ 301 $ 236
14 - 17 $ 389 $ 352 $ 275
18 - 21 $ 446 $ 397 $ 311
22 - 26 $ 483 $ 434 $ 339
27 - 31 $ 506 $ 444 $ 347
Each Add'I
Week
$ 124 $ 104 $ 81
ELITE DELUXE
Individual $ 338 $ 268
Family $ 608 $ 518
ELITE DELUXE
Individual $ 430 $ 360
Family $ 760 $ 650

Eligibility

Insured Persons must be residing in Singapore who are Singaporeans, Permanent Residents or Foreigners with valid Employment Pass, Work Permit, Dependent Pass, Student Pass or Long Term Social Visit Pass, unless otherwise agreed.

Application for Child below the age of 16 to be covered under an Individual plan must be made in the name of the parent or guardian. Limits applicable are those of child insured under a Family Plan.

Arranging for Coverage & One-Way Trip

Policy must be effected before departure and Trip must depart from and end in Singapore and extension of period of insurance must be arranged before policy expires.

One way trip departing from Singapore will cease on reaching place of residence overseas, or 2 hours upon clearing the immigrations or the policy expiry whichever is earlier.

Family Plan

Single Trip Plan – Any 1 or 2 adults traveling with any number of children can apply. The 2 adults need not be related but the children must be the legal child or ward (in the case of a guardian), grandchild, brother, sister, nephew, niece or cousin of either of the adults.

Annual Multi-Trip Plan – For Insured, spouse and their dependent children. Trip undertaken by the Insured child must be made together with at least 1 insured adult under this plan.

Child – Child insured under a Family Plan refers to dependent children below the age of 21 years old who are not married nor in employment throughout the policy period. For those in full-time tertiary institutions, the age limit will be extended to their 25th birthday.

Maximum Duration of Trip / Cancellation Refund

Single Trip Plan – up to 182 days. There will be no refund allowed once the policy has been issued

Annual Multi-Trip Plan – up to 90 days for each trip, unlimited number of trips allowed. - Refund is subject to the Company's short period rates for cancellation within 2 months of cover When you have more than 1 TravelJoy Policy covering the same Trip or another Personal policy with Sompo covering Terrorism, the maximum amount payable for acts of terrorism for all policies will be S$500,000 per person.

FAQs

When will the policy coverage take effect?

The Personal Accident section is effective from the time you leave your place of residence to proceed directly to the place of embarkation in Singapore to commence travel to the intended destination(s).

For Trip Cancellation & Curtailment due to Financial Collapse (excluding losses caused by fraud) of the licensed tour operators, coverage is effective immediately from the date of issue of the policy. Other than that, coverage will be effective only if your trip is cancelled due to the other Insured Events happening within 60 days for Insured Events 1 & 2 , and 30 days for Insured Events 3 to 8 before the commencement of the trip.

All other sections will be effective only when you are overseas.

INSURED EVENTS shall mean:

1) Yours or your Travelling Companion's or a Specified Person's

  1. Death
  2. Disabling Injury
  3. Serious Sickness and/or Disease
  4. Compulsory Quarantine
on the written medical advice and /or Certification from a Registered Medical Practitioner.

2) In the event of yours or your legal spouse's miscarriage caused by traffic accident and /or accidental falling with external and visible physical injury.

3) unexpected outbreak of strike, riot & civil commotion;

4) natural disasters (typhoon, earthquake, flood and the like);

5) Adverse weather condition (for policy purchased on or after 1 December 2011);

6) in the event that you or your Travelling Companion is hijacked;

7) in the event that you or your Travelling Companion is summoned by the Court of Law to be a witness;

8) in the event that your residential home in Singapore has been seriously damaged in a fire.

All other sections will be effective only when you are overseas.

How can I extend my policy period?

You may contact your servicing intermediary, our office or call our 24-Hour Emergency Assistance Hotline before midnight of the policy expiry date to furnish your extension period and credit card details for payment of additional premium, subject to our approval.

You may like to note that you will enjoy Free & Automatic Extension of Period of Insurance in the event the Journey is necessarily extended beyond the policy period due to circumstances beyond your control and indemnifiable under the policy.

Important Notices

In the event of the happening or warning of any riot, strike or civil commotion, war or war like situations, health threatening situations, natural disasters for which travel advisory is issued by the authorities recommending postponement of all non-essential travel, the policy shall not cover such events unless the journey had already commenced prior to the advisory.

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please visit www.sompo.com.sg/FAQ or the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)