Terms and Conditions Governing the Travel Insurance Giveaway 11 November 2025 to 12 December 2025 (“Giveaway”)

     

    Eligibility

    1. The Giveaway is organised by Sompo Insurance Singapore Pte. Ltd. (“Sompo”).
    2. The submission of entries for the Giveaway will start on 11 November 2025 and end on 12 December 2025 (“Giveaway Duration”).
    3. The Giveaway is open to all participants at least 16 years of age with local residential addresses.
    4. To enter the Giveaway, participants must:
      1. follow Sompo on Instagram and Facebook; and
      2. share a picture that depicts their most unconventional travel experience in Japan on their registered Facebook or Instagram account during the Giveaway Duration; and
      3. tag 2 friends and Sompo Singapore (@sompo_sg for Instagram) in their post; and
      4. include the hashtags #SompoSmartDelay, #SompoGoJapan, and #SompoTravelInsurance in their post.
    5. Each participant warrants that their entry is the participant’s original work and they are the sole and exclusive owner and rights holder of the submitted work. The participant further warrants that they have the full right to submit the work to the Giveaway and grant all licenses and permissions necessary for Sompo to use the work in accordance with these Terms and Conditions.
    6. Participants agree not to submit any entry that:
      1. Infringes upon or violates any third party’s proprietary, intellectual property, industrial property, personal, or moral rights, or any other rights, including but limited to copyright, trademark, patent, trade secret, privacy, publicity, or confidentiality obligations; or
      2. Otherwise violates any applicable laws, rules or regulations.
    7. By participating in the Giveaway, Participants accept the Giveaway’s terms and conditions and agree to allow Sompo to use their photos, videos, names, and social media handles for publicity and promotional purposes.
    8. Sompo will judge the entries submitted during the Giveaway Duration on their merits and select a winner (“Winner”).
    9. The Winner will be entitled to a pair of flight tickets to Japan (“Giveaway Prize”).
    10. The Winner will be notified via direct message on Instagram by 31 December 2025. Should the Winner be uncontactable, he or she forfeits the right to receive the Giveaway Prize and Sompo reserves the right to select a replacement Winner.
    11. To redeem the Giveaway Prize, the Winner must provide his or her full name, contact details and confirmed dates of travel to Sompo. Once the dates of travel have been submitted, no changes will be allowed.
    12. Sompo accepts no responsibility for any Giveaway entries that are incomplete, incoherent, unreadable, ineligible, corrupted, misdirected, lost, delayed or are unable to be sent / published due to technical or transmission failures of any kind or any other reason.
    13. Participants must ensure that his or her social media account settings allow for public view during the Giveaway Duration. Failure to do so will result in disqualification and the entry being deemed invalid.
    14. A Participant will be disqualified immediately if he or she is found creating shell social media accounts to take part in the Giveaway.
    15. The Giveaway Prize is non-transferable and not exchangeable for cash or any benefit in kind.
    16. Sompo reserves the right to change the terms and conditions of this Giveaway without any prior notice.

    General

    1. Sompo reserves the right in its sole and absolute discretion to determine whether a participant is eligible to participate in the Giveaway. If Sompo determines that a participant is not eligible, Sompo reserves the right not to allow the participant to participate in the Giveaway.
    2. By participating in the Giveaway, all participants agree and consent that Sompo may collect, use, disclose and/or process their personal data in accordance with the Personal Data Protection Act 2012 for the purposes and uses described in Sompo’s Privacy Policy (including the provision of protection, services related to this insurance policy, screening activities in accordance with legal/regulatory obligations/risk management procedures) (available on www.sompo.com.sg). For the purposes stated below, all participants confirm that they have read and agree to be bound by the terms stated therein, as may be amended, supplemented and/or substituted by Sompo from time to time:
      1. disclosing the personal data of the participants to Sompo in connection with the Giveaway;
      2. administering and conducting the Giveaway; and
      3. providing marketing material and information sent by Sompo on their products and services via ordinary post, electronic mail, text message and/or phone call.
    3. Sompo reserves the right to terminate or suspend the Giveaway or amend, revoke, vary, delete or add to any of these terms and conditions at its absolute discretion at any time without any liability and such changes shall be binding on participants with effect from the date Sompo places notice of such changes on its Instagram or Facebook account.
    4. Any termination, suspension, amendment or variation of the Giveaway or the terms and conditions herein by Sompo shall not entitle any participant to any claims or compensation from Sompo for any and all losses or damages suffered or incurred by that participant, whether directly or indirectly caused.
    5. Sompo shall not be liable in any manner for any consequence, claims, losses, damages, injuries, liabilities or expenses suffered or incurred arising out of or relating to, the Giveaway, whether directly or indirectly caused.
    6. Sompo shall not be liable for any entry submitted by a participant that in unlawful, infringes upon any third party’s rights, or is otherwise produced or submitted in violation of applicable laws or regulations.
    7. Sompo's decision on all matters relating to the Giveaway will be at their absolute discretion and shall be final, conclusive and binding on all parties. No further correspondence or claim will be entertained.
    8. In the event of any inconsistency between these terms and conditions and any other terms and conditions, application form, brochure, promotional or marketing material relating to the Giveaway, these terms and conditions shall prevail to the extent of matters relating to the Giveaway.
    9. These terms and conditions shall be governed by the laws of Singapore and the participants in the Giveaway irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore.
    10. A person who is not a party to any agreement governed by these terms and conditions shall not have any right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any of these terms and conditions.

    Information is correct as at 11 November 2025.
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