Bars and discotheques
Nightclubs
Karaoke lounges and pubs
Push-carts
Mobile kiosks
Coffee shops
Wet/Dry markets
Hawker centres
Floating restaurants
This plan does not cover risks:
Outside of Singapore with exception of the Personal Accident section.
Premises not of brick/tile/concrete construction.
Property kept in open or without perimeter fence and/or security outside business hours.