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Prerequisites


Battery and tyres workshops
Containers and/or paper board boxes
Computers
Foams and plastics
Food and Beverage
Flammable and hazardous products
Garments and textiles
Gases and chemicals
Joss sticks and paper
Printing and publishing
Precious metals and gems
Motor workshops
Mobile phones, tablets and accessories
 

Involving the use of any of the following operations:
 
Explosives
Furnace and kiln
Hot works
Spray painting
Stamping
Steel and/or aluminium fabrication
Woodworking
 

This plan does not cover risks:
Involving manual work outside of Insured's own premises except for the purpose of delivery of goods only.
Outside of Singapore with exception of the Personal Accident section.
Premises not of brick /tile /concrete construction and/or with property kept in the open or without perimeter fence and/or security.

Spectra Light Industrial


LIGHT INDUSTRIAL

Property Information

Coverage Details

Section 1 - All Risks
(Excess: 1% of loss min $500 each and every loss except fire, lightning & explosion)
$200,000.00
- Plate Glass Cover up to 5% of Sum Insured
- Full Theft Cover up to S$50,000
Section 5 - Public Liability
$1,000,000.00
Section 10 - Work Injury Compensation
Cover subject to:-
Total annual wages not exceeding S$500,000.
Minimum premium of S$32.10.

**Definition of Annual Wages
The annual wages, salaries and other monetary earnings must consist of the normal wages, food and housing allowances, overtime payments, bonuses and annual wages supplements but excluding travelling allowances and employers' CPF contributions.
CATEGORY
HEADCOUNT(Basic)
HEADCOUNT(Additional)
TOTAL EST. ANNUAL WAGES **
Admin/Management
Sales/Purchasing
Driver/Despatch/Manual Staff
Total