Travel with comprehensive protection against COVID-19 and enjoy highest rental vehicle excess cover.
Information correct as at August 2023

Buy Now or call 65 6461 6555

Wherever you travel, pack some peace of mind.

Travel Insurance

Important Notice:

Travel Alert
Please note that the Taiwan Hualien Earthquake is considered a known event and we will not cover any loss or liability directly or indirectly caused by or arising from this known event for any trip to Taiwan’s Hualien County under: 

  • any Single trip policy purchased on or after 3 April 2024, 0900 hrs; and
  • any Annual policy purchased on or after 3 April 2024, 0900 hrs or if the trip is booked on or after 3 April 2024, 0900 hrs

This includes any aftershocks or earthquakes that occur up to 30 days after the above date. 


Travel with ease when you know you will be well covered for COVID-19, medical expenses and travel inconveniences. Let Sompo Travel Insurance take care of the essential coverage you need and avoid getting caught unprepared!
Enhanced Coverage
👍 Highest rental vehicle excess cover
🥇 First insurer to cover rental vehicle windscreen and tyres
🎌 Exclusive cashless outpatient service while travelling in Japan. Call +65 6532 2522 for assistance!
Information correct as at August 2023

Promotion

45%* off Single Trip Travel Insurance & 15%* off Annual Travel Insurance

Mid-year school holidays are here. Let the fun begin as you explore the world with your little ones! Before you jet off, don’t forget to insure your family trip with our Single Trip Travel Insurance and enjoy 45%* off premiums. Offer ends on 3 Jun 2024.

Making multiple trips? Get cover for these trips at 15%* off premiums when you purchase our Annual Travel Insurance from now till 17 Jun 2024.

Benefits at a glance^:
🤒 Medical expenses incurred overseas
🧳 Loss or damage of baggage and personal belongings
✈️ Travel delay
😷 COVID-19 coverage, and more!

*Promotion terms and conditions apply for Single Trip Travel Insurance and Annual Travel Insurance. Discount for Annual Travel Insurance is for first year premiums only.
^Policy terms and conditions apply Single Trip Travel Insurance and Annual Travel Insurance.

Information correct as at 27 May 2024

Table of Cover

  Maximum benefit (S$) for each Trip
Essential Superior
Per insured
person
Family Total1 Per insured
person
Family Total1
Section 1 Trip cancellation
Overall section limit $5,000 $15,000 $10,000 $30,000
Section 2 Trip postponement
Overall section limit $5,000 $15,000 $10,000 $30,000
Section 3 Trip curtailment
Overall section limit $5,000 $15,000 $10,000 $30,000
Limit for extra expenses to return to Singapore $1,000 $2,000
Section 4 Trip disruption
Overall section limit $1,000 $3,000 $2,000 $6,000
Limit for accommodation expenses per room per night $300 $300
Section 5 Travel delay
Overall section limit $800 $2,000 $1,200 $3,000
For every six hours of delay while Overseas
Adult $100 $100
Child $50 $50
After six hours of delay while in Singapore
Adult $150 $150
Child $50 $50
Section 6 Missed connections $100 $600 $200 $900
Section 7 Overbooked flight $100 $600 $200 $900
Section 8 Insolvency of travel agency $2,000 $6,000 $4,000 $12,000
Section 9 Baggage delay
Overall section limit $1,200 $2,400 $2,000 $4,000
For every six hours of delay while Overseas
Adult $200 $200
Child $50 $50
Baggage delay after six hours when arriving in Singapore
Adult $200 $200
Child $50 $50
Section 10 Loss or damage of baggage and personal belongings
Overall section limit $1,000 $2,500 $1,000 $2,500
Limit for laptop $500 $800
Limit of watches, valuables and jewellery in total $200 $500
Limit for other items (for each item, set or pair) $200 $500
Section 11 Losing travel documents
Overall section limit $3,000 $7,500 $5,000 $12,500
Limit for accommodation expenses per room per night $400 $400
Section 12 Personal accident
Adult 70 years old or over $100,000 $500,000 $150,000 $1,250,000
Adult under 70 years old $200,000 $500,000
Child $100,000 $150,000
Section 13 Medical expenses overseas
Limit for medical aids and equipment $1,000 $500,000 $1,500 $1,000,000
Adult 70 years old or over $50,000 $100,000
Adult under 70 years old $200,000 $400,000
Child $50,000 $100,000
Section 14 Medical expenses in Singapore
Limit for medical aids and equipment $1,000 $15,000 $1,500 $30,000
Adult 70 years old or over $1,000 $2,000
Adult under 70 years old $5,000 $10,000
Child $5,000 $10,000
Section 15 Overseas hospital allowance
Overall section limit $3,000 NA $6,000 NA
Benefit per day $100 $200
Section 16 Emergency medical evacuation
Adult 70 years old or over $100,000 $1,250,000 $200,000 $2,000,000
Adult under 70 years old $500,000 $800,000
Child $100,000 $200,000
Section 17 Repatriation
Adult 70 years old or over $30,000 $75,000 $50,000 $125,000
Adult under 70 years old $30,000 $50,000
Child $30,000 $50,000
Section 18 Compassionate visit
Overall section limit $3,000 NA $5,000 NA
Limit for accommodation expenses per room per night $300 $300
Section 19 Personal liability $500,000 $500,000 $1,000,000 $1,000,000
Section 20 Rental vehicle cover
Overall section limit $2,000 $2,000 $3,000 $3,000
A. Limit for Rental Vehicle excess $2,000 $2,000 $3,000 $3,000
B. Limit for loss or damage to windscreen $500 $500 $500 $500
C. Limit for loss or damage to tyres $200 $200 $200 $200
Section 21 Full terrorism cover (for sections 1 to 20)
Adult 70 years old or over $100,000 $500,000 $150,000 $1,250,000
Adult under 70 years old $200,000 $500,000
Child $100,000 $150,000
Section 22 Trip cancellation due to COVID-19 $2,000 $3,000 $4,000 $6,000
Section 23 Trip postponement due to COVID-19 $2,000 $3,000 $4,000 $6,000
Section 24 Trip curtailment due to COVID-19 $1,000 $1,500 $2,000 $3,000
Section 25 Trip disruption due to COVID-19 $1,000 $1,500 $2,000 $3,000
Section 26 Medical expenses overseas due to COVID-19
Limit for claims due to COVID-19
Adult 70 years old or over $25,000 $150,000 $80,000 $300,000
Adult under 70 years old $100,000 $200,000
Child $25,000 $80,000
Section 27 Emergency medical evacuation and repatriation due to COVID-19
Limit for claims due to COVID-19
Adult 70 years old or over $25,000 $250,000 $80,000 $500,000
Adult under 70 years old $100,000 $200,000
Child $25,000 $80,000
Section 28 Overseas quarantine allowance due to COVID-19
Limit for claims due to COVID-19 $700 NA $1,400 NA
Benefit per day due to COVID-19 $50 $100
Section 29 Overseas hospital income due to COVID-19
Limit for claims due to COVID-19 $700 NA $1,400 NA
Benefit per day due to COVID-19 $50 $100

1Family Total means the maximum amount We will pay for each benefit section under the Family Cover during any one Trip. Each Insured Person is only allowed the maximum benefit per Insured Person in the Table of Cover.

Areas of Travel

Area Details

Area Name Countries
Area A
(For Single Trip policies only)
Brunei, Indonesia, Malaysia, Philippines, Thailand, Vietnam.
Area B Australia, Cambodia, China (Excluding Tibet and Mongolia), Hong Kong, India, Japan, Laos, Macau, Myanmar, New Zealand, South Korea, Taiwan, and all countries listed under Area A.
Area C (Worldwide) Worldwide excluding countries List: Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan, Syria.

Country Exclusion


This insurance does not cover claims arising directly or indirectly when the Insured travelled to or through: Afghanistan, Cuba, Democratic Republic of Congo, Iran, Iraq, Liberia, Somalia, Sudan, Syria. (The information above is subject to change.)

Eligibility

This Policy is only available to You if You:

  • are living or working in Singapore;
  • hold a valid Singapore identification document such as a Singapore passport, national registration identification card, employment pass, work permit, long-term visit pass or student pass;
  • start and end Your Trip in Singapore;
  • have fully paid Your premium;
  • are not an undischarged bankrupt;
  • have not committed an act of bankruptcy within the last 12 months;
  • have bought the Policy before You leave Singapore and the coverage date starts before You leave Singapore; and
  • are more than 30 days old.

Family Plan:

  1. one Adult, or two Adults who are in a marital relationship or partners at the time of applying for the Policy; and
  2. their Children under the same Policy.

The Child(ren) must be the legal child, or a ward, of the Adult and who is less than 21 years old or less than 25 years old in a full-time tertiary institution and is not married or employed.

FAQ

What is cashless outpatient service?

This is a service made available under both our Single Trip and Annual Travel Insurance exclusively for trips to Japan and can only be activated while you are travelling in Japan. When cashless outpatient service is required, you simply need to call our Assistance Company at (65) 6532 2522 and they will inform you if your request is approved and arrange for an outpatient medical appointment at a medical facility within their accredited network. No upfront payment for outpatient treatment costs will be collected at the medical facility for approved requests.

Can I submit a claim for outpatient medical expenses incurred in Japan if I did not use the cashless outpatient service?

Yes, you can still submit a claim under Section 13 (Medical expenses overseas) or Section 26 (Medical expenses overseas due to COVID-19) for outpatient medical expenses incurred. Policy terms and conditions apply.

Important Notices

In the event of the happening or warning of any riot, strike or civil commotion, war or war like situations, health threatening situations, natural disasters for which travel advisory is issued by the authorities recommending postponement of all non-essential travel, the policy shall not cover such events unless the journey had already commenced prior to the advisory.

Policy Owners’ Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

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